From onboarding and KYC to suitability, portfolio oversight and the annual review, Wealthma executes the wealth-management lifecycle end to end, inside your data perimeter, with every action logged for compliance. It works on top of your CRM and custodian. It doesn't replace them, it does the work inside them.
A CRM hands your adviser a checklist for each stage of the client lifecycle. Wealthma runs the stages, and hands back the finished work. The adviser reviews and signs; the agent does the assembling, the checking and the drafting.
Collects documents, runs KYC and beneficial-owner checks, screens against sanctions and PEP lists, and assembles a ready-to-approve onboarding file, gaps flagged, nothing left in a half-finished form.
Maps each client profile to its IPS, checks every proposal against suitability and MiFID II constraints before it reaches the client, and drafts the advice rationale that documents why it fits.
Monitors drift, breaches, idle cash and corporate actions across every mandate, proposes rebalances within the IPS, and escalates only what needs a human decision, with the reasoning attached.
Drafts the review pack and the client letter in your firm's templates, performance, changes since last review, next actions, sourced, cited, and ready before the suitability deadline comes due.
A CRM is a system of record. It gives your advisers better forms, faster steps and a place to log the work, but the adviser still does the work. Wealthma is a system of action: it executes the lifecycle and leaves the record behind it. Same compliance trail, a fraction of the manual effort.
And it runs on what you already have. Wealthma connects to your CRM, custodian and portfolio system, Salesforce, your core banking, your PMS, so there is no rip-and-replace. It is the layer that acts on top of them.
Wealthma touches your most sensitive client data, so it runs in the EU (Google Cloud europe-west1) with a dedicated deployment available where you need organisation-level isolation. Every check, draft and proposed action is logged, and any reviewer can replay exactly what the agent did.
EU data residency and GDPR compliance by design, and the suitability logic is written around the MiFID II obligations your advisers already carry.
Checks, sources, drafts and proposed actions, written to an append-only SHA-256 audit chain. Compliance gets a record they can defend, and tampering with it is detectable.
Least privilege by default: accounts start with no access, permissions are checked server-side on every request, and every read is scoped to the authenticated adviser.
No slideware. We take one of your real client journeys, onboarding to annual review, and show the agent running it end to end, with the citation and the audit trail attached.